PSECU's Overdraft Transfer Service can help you avoid the embarrassment and
hassle of accidentally overdrawing your account. When sufficient funds are not
available to cover a check or other item, funds can automatically be transferred
from the available balance on a share, or the credit available on a loan, to your
Checking Shares. This includes paying checks, Bill Payer checks, electronic transfers and automated transfers/payments.
Transfer OptionsOverdraft transfers are limited to shares/loans under the same account number. Simply choose your options and your order of preference when you set-up overdraft transfer service.
Options for transfers include:
- Regular Shares
- Holiday Shares
- Vacation Shares
- Money Market
- Personal Service Loan
- Visa®
- Share 5
- Share 8
- Share 9
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Attention: Personal Service Loan (PSL) and Visa® overdraft transfers are only available if you have an established line of credit and are subject to your existing credit limit and current loan policy. If you did not choose an option when you set-up your account, PSECU will automatically set up overdraft transfers to your Regular Shares. |
If you do not have a line of credit established with PSECU, please visit the NetLoan Lending Center to complete a Loanliner® application or call a PSECU service representative at 800.LOAN.555. Federal Law, (Regulation D) limits overdraft transfers from Shares to three per month.